It’s not just the persistence and focus needed to make your first million. Moolanomy correctly points out that it’s also mathematically challenging . “If a person invests Php 15,000 per year starting at age 25 and the investment gains on average 10% a year, he can get to Php 1 million mark by 45. The first million took 20 years! But if you keep going down the table, it only takes… 6 more years to get to Php 2 million at 51 4 more years to get to Php 3 million at 55 3 more years to get to Php 4 million at 58 2 more years to get to Php 5 million at 60 2 more years to get to Php 6 million at 62 2 more years to get to Php 7 million at 64 1 more years to get to Php 8 million at 65 [CONTINUE READING IN Investing 101 Blog -> The first million is the hardest] While looking at Moolanomy’s blog the other day, I stumbled on an intriguing post that illustrates why it’s hard to break that Php 1-million net worth mark.